Kelrick Properties - The buying process

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The buying process

Your search begins

Firstly, make sure you register with one of our experienced sales negotiators who will check your requirements and access all properties that match your criteria.

We will then contact you by text message, e-mail or post. Full colour brochures can be printed from this website or posted to you. When you have registered with our office, SMS Property Alerts can instantly transmit the latest property information directly to your phone, whilst simultaneously emailing a full colour brochure to the email address of your choice.

Mortgage

It is advisable to get a mortgage agreed in principle as early as possible, as this will speed up your mortgage application. Our mortgage brokers have access to every mortgage on the market and, and unlike most mortgage brokers they won't charge you a fee.

Arrange a viewing

The next step is to arrange viewings of suitable properties. Contact us to arrange a viewing on the property of your choice.

Make an offer

Once you’ve found a suitable property, we'll put your offer forward to the seller, both verbally and in writing. Any offer is subject to a contract being signed. There are no legal obligations on either side until the contract is signed.

Sale agreed

Once your offer is accepted, you will need to instruct your solicitor to proceed immediately. At this stage always ensure that exchange and completion dates are agreed. This is also the time to instruct your mortgage broker to proceed with your mortgage application and make arrangements for a survey.

Draft contract

This will be drawn up by the seller's solicitor and sent to your solicitor, who will raise some preliminary enquiries and make a Land Registry search.

Local authority search

Your solicitor will submit a local authority search to the local borough council. This will reveal, for example, planning consents granted for the property and any local issues.

Survey

A survey is carried out on the property by a surveyor on behalf of the mortgage lender to identify any structural problems and advise on the property's value.

Contract approval

Once results of the local search and answers to the preliminary enquiries are received, the draft contract is approved by your solicitor providing there are no further enquiries.

Formal mortgage offer

This document will be sent to your solicitor for you to sign. Once signed and returned your mortgage is in place and you are ready to exchange contracts.

Exchange of contracts

The contract is signed by you and the seller. The deposit (usually 10% of the purchase price) is telegraphically transferred or paid by the buyer's solicitor in the form of a banker's draft. The completion date is set.

Completion

This is generally set a few days to a few weeks after exchange of contracts, depending on each parties' personal requirements. Residual monies (usually 90%) are now transferred from your solicitor to the seller's solicitor's account.

You are now the legal owner of your new home. Congratulations!

Had a few estate agents interested in selling our property in Haydock, but having met Kelrick agent (Pauline from the Ashton-Makerfield branch) was very impressed with her professional, positive and proactive attitude. She clearly has an excellent understanding and knowledge of the local property market. Our requirement and expectations were discussed, the property was viewed, the valuation agreed and website uploaded within a day. The property advertisement was well presented, the attention to detail backed up with quality photos were key selling factors. The agent fees were considered reasonable and competitive.

Throughout the process, Pauline & her staff were very pleasant, always contactable, offered guidance and valuable advice, communicated frequently and effectively. You put trust into agents in selling a property, but we were positive from the outset that a sale would be agreed, and Kelricks delivered within less than 6months. In summary, an excellent, stress free service, with professional people that have the required skillset/experience to sell properties and importantly, have your interest in mind and not commission driven. From my experience, I would highly recommend Kelrick services to anyone contemplating putting their property up for sale.

Paul Mcguire, Seller, Haydock - June 2018

When looking for a new property Pauline Fairhurst was very helpful. She was efficient, friendly and had all the information needed. Would certainly recommend using Kelrick Properties. The service was exceptional.

Lorraine Wright, Buyer, Ashton-in-Makerfield - December 2019